Our therapy will be reimbursed from the basic package of your Dutch healthcare insurance. You are therefore not be required to take out supplementary insurance for psychotherapy.
Empower does not have contracts with any healthcare insurers. This means that not all insurances fully reimburse our therapy. The insurances that fully reimburse our therapy are called “restitutie” insurances. Below you will find all “restitutie” insurances known to us, and that we accept:
These insurers only offer one insurance, which is a “restitutie” insurance with full reimbursement:
These insurers offer multiple insurances, of which only the insurances in bold offer full reimbursement. Please make sure you select the right one during application:
Zilveren Kruis Basis Exclusief
VGZ Eigen Keuze
Menzis Basis Vrij
IZA Eigen Keuze
Zekur Gewoon Zekur Vrij
FBTO + vrije keuze zorgverlener
Note: Select the option “Vrije keuze zorgverlener”. Otherwise the insurance doesn’t offer full reimbursement.
Univé Zorg Vrij
IAK Basis Exclusief
Are you considering taking out insurance other than the ones listed above? If so, please contact us so that we can inform you about the reimbursement for our therapy.
“Restitutie” insurances are often slightly more expensive than other health insurances. However, in the case of other insurances (“natura” insurance or “combinatie” insurance) your insurer will only reimburse a part of our invoice. In almost all cases, a restitution insurance will ultimately cost you less because your insurer reimburses our invoice fully.
Mandatory excess / eigen risico
Note: you will always be charged for the mandatory excess of €385, regardless of whether you choose a “restitutie” insurance, “natura” insurance or “combinatie” insurance. It also makes no difference for the mandatory excess whether you are treated at Empower, or at a healthcare provider that does have a contract with your insurers.
Unfortunately, we will no longer accept these insurers in 2021, regardless of which of their insurance you have
Aon ICS Start, ICS Start+, ICS Complete, or Aon Go Study Abroad
Zorg en Zekerheid
Clients who wish to pay for their therapy themselves